Much of the debt stems from hospital bills, researchers say. Even people with insurance are falling behind. But there are ways to get help.

Be sure to read your mail this fall — big changes to prescription drug plans and Medicare Advantage provider networks are coming, and could cost you more.

© Miriam Martincic

The bank was required to hold the certificate of deposit only for a limited time, and now has no record of the money. Experts offer tips to avoid having this happen to you.

In the contrarian logic of investing, rising interest rates have made bonds much more attractive, our columnist says.

© Carlos Miranda

The average 30-year, fixed-rate mortgage has steadily risen in recent weeks, compounding affordability challenges for many Americans.

© The New York Times

The government has made improvements to the Medicare Plan Finder, a key online tool, in time for open enrollment. It helps seniors compare policies to avoid costly surprises.

© Patrick Dodson for The New York Times

Social Security funds are on track to run short by 2032, which would mean a reduction in benefits. Here’s how four hypothetical households rely on the program in retirement.

© Illustrations by Peter Arkle

A new analysis of federal earnings data measures how much students who received federal financial aid earned four years after graduating. Our graphics reporter Arfa Momin studied the data to see when a graduate’s major and college mattered most to earnings.